Yes, it is always on my mind...

I read this, an much more, on a money saving website. Concise and right on. I guess we are on the right track...just got to stay there!

"Budget all your money before the month, save, eat at home, cut up all your credit cards, use cash to pay for everything but what comes out each month automatically, cancel useless cable, spend time with your family, working, being productive, or reflecting on how lucky you are! And on top of it all, use common sense! Save Save Save!"